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Blog Posts in 2014

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Do I Have To Pay To Give My Former Spouse a Survivor Benefit Through the New Jersey State Retirement System?

Q. James K, of New Jersey wants to know: "Do I have to pay to give my former spouse a Survivor Benefit? I'm a member of the New Jersey State Retirement System." A. Spencer Olsen of ...
Continue reading "Do I Have To Pay To Give My Former Spouse a Survivor Benefit Through the New Jersey State Retirement System?" »

Can I Pick Up My Check From Your Offices?

Q. Daniel H. of Louisiana asks: "Can I pick up my check from your offices?" A. Brett Disdale from Pension Evaluators ® at Troyan Inc. ® , answers: "No. We do not have the ...
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What Is a 10-Year Tax Option?

Q. Tim R. of Massachusetts asks: "What is a 10-Year Tax Option?" A. Spencer Olsen of Pension Evaluators® at Troyan Inc.®, responds: " The 10-year tax option is a special formula ...
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Can I Use My Account to Pay Child Support or Alimony?

Q. Makayla G. of Kentucky asks: "Can I Use My Account to Pay Child Support or Alimony?" A. Brett Disdale from Pension Evaluators® at Troyan Inc.®, answers : "All or part of your ...
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What Do I Need To Do To Get Money Out Of My Plan?

Q. Kassidy R. of Minnesota asks : "What Do I Need to Do to Get Money Out of My Plan?" A. Brett Disdale from Pension Evaluators® at Troyan Inc.®, answers: "If you would like to ...
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What Is the Divorce Relevant Difference Between Community Property and Separate Property? How Can It Affect Owning a Business?

Q. Howard D. of California asks : "What Is the Divorce Relevant Difference Between Community Property and Separate Property. I Am a Business Owner How Does This Affect Me?" A. Brett Disdale ...
Continue reading "What Is the Divorce Relevant Difference Between Community Property and Separate Property? How Can It Affect Owning a Business?" »

Why Do I Need a Pension Evaluation If Contributions Identify a Dollar Amount? Are Contributions Part of My Pension?

Q. John David of Waco, Texas : "Why Do I Need a Pension Evaluation If Contributions Identify a Dollar Amount? Are Contributions a Part of My Pension?" A. Evan from Pension Evaluators ® ...
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May a QDRO Require That Payments Be Made to the Guardian of an Alternate Payee?

Q. Theodore P. of Wyoming wants to know : "May a QDRO Require That Payments Be Made to the Guardian of an Alternate Payee?" Brad, in the Pension Department, of Pension Evaluators ® at ...
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If I Have Not Contributed to Social Security, How Will the Evaluation of My Plan be Affected?

James C. of Pennsylvania asks : "I Am a Member of the CSRS Plan through My Employment with US Postal Service for the Past 30 years. Under the CSRS Plan, I Have Not Contributed to Social Security ...
Continue reading "If I Have Not Contributed to Social Security, How Will the Evaluation of My Plan be Affected?" »

Does Troyan Perform Evaluations For Military Pensions? What Is Needed In Order To Do So?

Peter M. of Connecticut asks : "As a Member of the Navy for 25 Years, I Am Now Going Through a Divorce and Need To Have My Military Pension Evaluated. Does Your Firm Perform Military Pension ...
Continue reading "Does Troyan Perform Evaluations For Military Pensions? What Is Needed In Order To Do So?" »

Why is a Properly Drafted QDRO So Important?

Q. Michelle H. of Louisiana wants to know: "Why is a Properly Drafted QDRO So Important?" A. Spencer from the QDRO Department of Pension Evaluators ® at Troyan, Inc. ® writes: " ...
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Can I Just Use the Model QDRO Form Given to Me By the Plan Administrator?

Q. Matthew T. of West Virginia wants to know: "Can I Just Use the Model QDRO Form Given to Me By the Plan Administrator?" A. Spencer, from the QDRO Department of Pension Evaluators ® at ...
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What Is a Pension Evaluation and Why Should I Have an Evaluation Performed?

Q. Cathy R. of New York asks: "I Am Going Through a Divorce and Do Not Have Any Retirement Plans. My Ex-Husband, On the Other Hand, Has a Pension and 401(k) Plan. I Am Told I Have To Get a ...
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When Should the QDRO Process Be Initiated?

Q. Charles W. of Oklahoma asks: "When Should the QDRO Process Be Initiated?" A. Brett from the QDRO Department of Pension Evaluators ® at Troyan, Inc. ® responds: " As soon as ...
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Who Determines Whether An Order Will Become a QDRO or Not?

Q. Marissa B. of Wisconsin wants to know: "Who Determines Whether An Order Will Become a QDRO or Not?" A. Spencer from the QDRO Department of Pension Evaluators ® at Troyan, Inc. ® ...
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Do All QDROs Have the Same Provisions?

Q. Christopher R. of North Dakota asks: "Do All QDROs Have the Same Provisions?" A. Brett from the QDRO Department of Pension Evaluators ® at Troyan, Inc. ® responds: " No. ...
Continue reading "Do All QDROs Have the Same Provisions?" »

Do I Need a QDRO Even If the Settlement Agreement or Divorce Decree Awards Me a Portion Of My Ex-Spouse's Retirement Plan Assets?

Q. Melanie K. of Georgia asks: "Do I Need a QDRO Even If the Settlement Agreement or Divorce Decree Awards Me a Portion of My Ex-Spouse's Retirement Plan Assets?" A. Evan from the QDRO ...
Continue reading "Do I Need a QDRO Even If the Settlement Agreement or Divorce Decree Awards Me a Portion Of My Ex-Spouse's Retirement Plan Assets?" »

How Do 'Contributions' Factor Into the Value of My Retirement Plan?

Jessica W. of Pennsylvania asks : "How Do 'Contributions' Factor Into the Value of My Retirement Plan?" Spencer, in the Pension Department, of Pension Evaluators ® at Troyan Inc. ...
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Is A QDRO the Only Way To Receive All Or a Portion Of A Spouse's Retirement Account?

Q. Henry D. of Michigan wants to know: "Is a QDRO the Only Way to Receive All or a Portion of a Spouse's Retirement Account?" Evan, from the QDRO Department of Pension Evaluators ® ...
Continue reading "Is A QDRO the Only Way To Receive All Or a Portion Of A Spouse's Retirement Account?" »

What's The Difference Between a QMCSO And A NMSN?

Q. Jillian M. of Kentucky asks: "What's the Difference Between a QMCSO and a NMSN?" A. Spencer, from the QDRO Department of Pension Evaluators ® at Troyan, Inc. ® writes: " ...
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What is a QMCSO?

Q. Jim P. of Oregon asks: "What's a QMCSO?" A. Brett, from the QDRO Department of Pension Evaluators ® at Troyan, Inc. ® replies: "QMCSO is an acronym for Qualified Medical ...
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The Ticket You Need To Get Part Of Your Ex's Benefits.

Q. QDRO: The Ticket You Need to Get Part of Your Ex's Benefits: A. Evan from Pension Evaluators ® at Troyan Inc. ® says : "To make sure the pension plan recognizes your right to a ...
Continue reading "The Ticket You Need To Get Part Of Your Ex's Benefits." »

May I Be Entitled To A Benefit If My Husband Predeceases Me After the Benefits Have Commenced?

Q. James M. from Colts Neck, NJ asks : " May I Be Entitled to a Benefit if My Husband Predeceases Me After the Benefits Have Commenced?" A. Evan from Pension Evaluators ® at Troyan Inc. ...
Continue reading "May I Be Entitled To A Benefit If My Husband Predeceases Me After the Benefits Have Commenced?" »

What Must I Do to Protect Myself During the Divorce Proceeding for My Entitlement's to my Husband's Pension(s)?

Q. Vanessa W. from Columbus, OH asks: " What Must I Do to Protect Myself During the Divorce Proceeding for My Entitlement's to my Husband's Pension(s)?" A. Evan from Pension ...
Continue reading "What Must I Do to Protect Myself During the Divorce Proceeding for My Entitlement's to my Husband's Pension(s)?" »

What Is The Process For Obtaining a QDRO Or DRO"?

Q. Teresa B. of Maryland asks: "What is the Process for Obtaining a QDRO or DRO?" A. Spencer, from the QDRO Department of Pension Evaluators ® at Troyan, Inc. ® replies: " You ...
Continue reading "What Is The Process For Obtaining a QDRO Or DRO"?" »
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