Troyan, A Legendary Actuarial Consulting Firm, For Pension Evaluations.

Court Admissible Reports Per Your Jurisdiction at an affordable cost.

We specialize in retirement plan analysis for divorce & economic loss matters

court admitted pension experts, available to testify nationwide.

Pension evaluations prepared for lawyers, mediators, & non-attorney litigants.

We guarantee your qdro gets approved!

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Pension Evaluation
Basic Pension Principles
Cases
Community Property
Dividing Marital or Community Property
Divorce & Retirement FAQs
Equitable Distribution
Experience with Your Plan
Pension Evaluation Issues
Pensions
Retirement Terms
Social Security Offsets
State Pension Evaluation Alerts
State Pension Evaluation Classification
State Specific Information
State Retirement Plans and Divorce Information
State Listing of Statuses Disallowing Personal Identities In QDROs
State Analysis of IRA Exemptions
Collection Laws and Exemptions by State
Tax Treatment in Pension Evaluation
Distribution from Qualified Plans
Webutation
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Why Might I Need a QDRO or a DRO?

Q. April K. of Massachusetts wants to know: "Why Might I Need a QDRO, or DRO?"

A. Spencer, from the QDRO Department of Pension Evaluators® at Troyan, Inc.® replies: "The most common reason for needing a QDRO or DRO is that the parties in a divorce do not have sufficient assets (e.g. cash, retirement accounts, home equity) to permit the plan participant to keep his/her entire plan benefit in exchange for the non-participant spouse being awarded another asset. A second common reason is that the parties may not agree on the present value of the pension to be offset against other assets (see "What is a Pension Evaluation" above). A third common reason is to provide spousal support and/or child support payments from a retirement plan to an alternate payee (spouse, former spouse and/or dependent of the participant) by monthly pension payments or a lump sum payment from a retirement account. A fourth common reason is to pay off marital debt with retirement accounts at the time of divorce or legal separation."

Spencer Olsen

Senior QDRO Analyst

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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.