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Blog System

Can I Limit My QDRO Award to My Former Spouse to the Marital Portion of the Non-Disability Pension Only?

Betsy O. of Hauppauge, NY asks, "Can I limit my QDRO award to my former spouse to the Marital Portion of the non-disability pension only?" Pension Evaluators ® at Troyan Inc. ® ...
Continue reading "Can I Limit My QDRO Award to My Former Spouse to the Marital Portion of the Non-Disability Pension Only?" »

When can I retire?

Valerie M. of California asks, "When can I retire?" Pension Evaluators ® at Troyan Inc. ® answers, "In order to take full advantage of the retirement benefits offered by your ...
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What happens if I serve in the military?

Boyd G. from Kentucky asks, "What happens if I serve in the military?" Pension Evaluators ® at Troyan Inc. ® answers, "USERRA protects all persons absent from work due to their ...
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I'm curious about Plan fees and account expenses? Do they affect my account?

Kelly from South Carolina asks, "I'm curious about Plan fees and account expenses? Do they affect my account?" Pension Evaluators ® at Troyan Inc. ® answers, "Fees and ...
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Can I retire early?

Sidney B. of Utah asks, "Can I retire early?" Pension Evaluators ® at Troyan Inc. ® answers, "Some Retirement Plans may allow participants to retire prior to the specified age ...
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What payment options do I have when I retire?

Clarence C. of Arkansas asks, "What payment options do I have when I retire?” Pension Evaluators ® at Troyan Inc. ® answers, "Upon retiring, you will have the same options, in ...
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What if my Pension Plan or Retirement Account is terminated?

Clara V. from West Fargo, ND asks, "What if my Pension Plan or Retirement Account is terminated?" Pension Evaluators ® at Troyan Inc. ® answers, "Generally, your pension assets ...
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Can I borrow money from my Retirement Account?

Marcus L. from Rhode Island asks, "Can I borrow money from my Retirement Account?" Pension Evaluators ® at Troyan Inc. ® answers, "An option some plans provide is a participant ...
Continue reading "Can I borrow money from my Retirement Account?" »

What Is A Blackout Period? Why Is My Plan in Blackout?

Ivan S. from Staten Island, NY asks, "What Is A Blackout Period? Why Is My Plan in Blackout?" Pension Evaluators ® at Troyan Inc. ® answers, "As a result of the Enron Scandal of ...
Continue reading "What Is A Blackout Period? Why Is My Plan in Blackout?" »

Can a QDRO be drafted pursuant to a divorce from Bed and Board?

Terry from Annapolis, MD asks, "Can a QDRO be drafted pursuant to a divorce from Bed and Board?" Pension Evaluators ® at Troyan Inc. ® answers, "Yes, so long as a Divorce action ...
Continue reading "Can a QDRO be drafted pursuant to a divorce from Bed and Board?" »

I can't get my former spouse to sign the QDRO - how do I get the QDRO filed?

Jim from Tampa, FL asks, "I can’t get my former spouse to sign the QDRO – how do I get the QDRO filed?" Pension Evaluators ® at Troyan Inc. ® answers, "QDROs must be ...
Continue reading "I can't get my former spouse to sign the QDRO - how do I get the QDRO filed?" »

What is the function of the Plan Administrator/Recordkeeper and what is this Plan's method of QDRO implementation?

Kennedy from Rochester, NY asks, "What is the function of the Plan Administrator/Recordkeeper and what is this Plan’s method of QDRO implementation?" Pension Evaluators ® at Troyan ...
Continue reading "What is the function of the Plan Administrator/Recordkeeper and what is this Plan's method of QDRO implementation?" »

What is the difference between Pension Evaluators® at Troyan, Inc.® and other QDRO preparation services online?

Janet from Fresno, CA asks, "What is the difference between Pension Evaluators® at Troyan, Inc.® and other QDRO preparation services online?" Pension Evaluators ® at Troyan Inc. ...
Continue reading "What is the difference between Pension Evaluators® at Troyan, Inc.® and other QDRO preparation services online?" »

Is the Alternate Payee able to begin receiving benefits before the Participant separates from service or begins receiving benefits?

Joe from Fort Worth, TX asks, "Is the Alternate Payee able to begin receiving benefits before the Participant separates from service or begins receiving benefits?" Pension Evaluators ® ...
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Do all QDROs have the same provisions?

Susanne from McLean, VA asks, "Do all QDROs have the same provisions?" Pension Evaluators ® at Troyan Inc. ® answers, "No. Each QDRO we craft has different indicia based upon ...
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Do I Need a QDRO?

Taylor from Poughkeepsie, NY asks, "Do I need a QDRO?" Pension Evaluators ® at Troyan Inc. ® answers, "If you or your spouse earned retirement benefits through employment during ...
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What is a QDRO?

Alexander from Queens, NY asks, "What is a QDRO?" Pension Evaluators ® at Troyan Inc. ® answers, "The acronym "QDRO” is defined as a Qualified Domestic Relations ...
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Is there a limit on what percentage of the retirement plan benefit that can be assigned to someone else under a QDRO?

Jim from Tampa, FL asks, "Is there a limit on what percentage of the retirement plan benefit that can be assigned to someone else under a QDRO?" Pension Evaluators ® at Troyan Inc. ® ...
Continue reading "Is there a limit on what percentage of the retirement plan benefit that can be assigned to someone else under a QDRO?" »

What kind of benefits could I expect under a QDRO?

Brittany from Brooklyn, NY asks, "What kind of benefits could I expect under a QDRO?" Pension Evaluators ® at Troyan Inc. ® answers, "The amount, type and timing of benefits ...
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Can I do a QDRO by myself?

Morgan from Princeton, NJ asks, "Can I do a QDRO by myself?" Pension Evaluators ® at Troyan Inc. ® answers, "No, a legally enforceable Qualified Domestic Relations Order (QDRO) ...
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What laws control QDROs?

Andre from Washington, D.C. asks, "What laws control QDROs?" Pension Evaluators ® at Troyan Inc. ® answers, "A QDRO must contain certain information which is outlined in the ...
Continue reading "What laws control QDROs?" »

Should I get help preparing the QDRO?

Lauren from Dayton, OH asks, "Should I get help preparing the QDRO?" Pension Evaluators ® at Troyan Inc. ® answers, "If possible, you should talk to someone with expertise in ...
Continue reading "Should I get help preparing the QDRO?" »

How can a QDRO be used as part of a divorce?

Abigail from Garland, TX asks, "How can a QDRO be used as part of divorce?" Pension Evaluators ® at Troyan Inc. ® answers, "A Qualified Domestic Relations Order (QDRO) can be ...
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When can a QDRO be issued?

Anthony from Phoenix, AZ asks, "When can a QDRO be issued?" Pension Evaluators ® at Troyan Inc. ® answers, "Qualified Domestic Relations Orders (QDRO’s) are used as ...
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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
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