Troyan, A Legendary Actuarial Consulting Firm, For Pension Evaluations.

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We specialize in retirement plan analysis for divorce & economic loss matters

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What happens if I serve in the military?

Boyd G. from Kentucky asks, "What happens if I serve in the military?"

{Sub:BusinessName}​ answers, "USERRA protects all persons absent from work due to their service in the Army, Navy, Marine Corps, Air Force, Coast Guard or Commissioned Corps of the Public Health Service. The service can be voluntary or involuntary, including active duty, active duty for training, initial active duty for training, inactive duty training, reserves and full-time National Guard duty. It also includes any absence from work for an examination to determine a person's fitness for any of the above types of duty.

If you have an outstanding plan loan, the payments can be suspended for the entire period of leave with no maximum time limit. The length of the loan can also be extended to the maximum allowable length of the loan plus the period of military leave. Loan payments must resume when you return to work.

Essentially, all other plan functions are suspended until your return. When you return from military service, you are entitled to certain retirement benefits. Essentially, plans must recognize military service for benefit accrual and vesting purposes. A reemployed veteran will not suffer a break in service due to military service. Reemployed veterans are entitled to make up employee contributions over the period of time beginning at reemployment and continuing for three times the period of military service or five years, whichever is less. Employers must also make up all contributions that would have been allocated to the returning employee had he or she not left. This would include matching contributions (and other contributions contingent on employee contributions) if the employee chooses to make up missed employee contributions. These contributions need not include any gains and losses that would have occurred. In order to calculate such contributions, an employer can use either the "would be" compensation level of the individual or the average compensation for the 12 month period preceding the military leave.

USERRA rules can be quite complex. Please contact our offices for assistance with these rules."

{Sub:BusinessName} offers expert QDRO outsourcing services to divorce attorneys and mediators, as well as retirement plan administrators.
Divorce attorneys/mediators – You can rely on {Sub:BusinessName} to draft QDRO documents correctly and promptly for your clients, and obtain pre-approval by the plan administrator. We will be pleased to work with you and your law office, or directly with your clients (after the divorce is finalized by your offices) in the QDRO process.

QDRO Pre-Approval Guaranteed!

Just click here to begin the process to begin the application process forms on this site (or direct your client to do so), along with prepayment of our fee, either by check or credit card (online). For more information, call to speak with our QDRO experts at {F:P:Sub:Phone} and reference the state for your Divorce matter for discussions.

DISCLAIMER: Any legal information on this blog has been prepared by Troyan from informational purposes only and should not be construed as legal advice. The material posted on this website is not intended to create, and receipt of it does not constitute, an attorney-client relationship. Note that sending an e-mail to Troyan does not create an attorney-client relationship, and none will be formed unless there is an agreement between the firm and the individual.
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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
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